BAD CREDIT LOANS FOR CCJ – REVIVAL FROM A BIG MESS

Having a bad credit situation and that too, with the complication of County Court Judgement is the absolute presence of viciousness. You find it difficult, in fact, impossible to come out of the mess and regain the lost peace of financial life. The bad credit loans for CCJ are necessary to go into the picture to bring ease in such a chaotic situation. At Instant Bad Credit Loans, we provide very bad credit loans that are cheapest amongst all the deals offered by the direct lenders. We have an aim to bring you back the normality, and for that, our specialised loan products play the critical role. They ensure prevention from the worst consequences of CCJ as well as adverse credit score. Customised deals strengthen the rescue plan we prepare for you.

Why bad credit CCJ loans and how they help?

ccj loans for bad credit

The loans are the best tools to revive finances, as they do not just provide funds but also make finances stronger. You borrow funds not for the sole purpose to feed a financial crisis. Improvement in credit rating is also an important purpose.

We provide you funds through tailored deals with no guarantor to facilitate easy repayments. With every timely payment, the credit score takes a boost. The funds you avail can be used to pay some of your debts. This facilitates faster escape from the CCJ chaos.

We want to keep our approval score 9 out of 10 for that we need these

To provide repose from stressful complications of CCJ and very poor credit score, we approve the majority of the applications. As our prime concern is to help you bring back the good days, we give you an easy acceptance. However, for that, we need to have some support from your side.

  • Prove your repayment capacity against the loan amount through current income status
  • In case your current income is not sufficient to prove repayment capacity,provide a backup. This can be either guarantor or collateral. But this is OPTIONAL.

Soft credit check for no search footprint

With CCJ, you have all the reasons to feel annoyed from credit check. Don’t worry we have suitable arrangements to keep you away from this mess. Our loan procedures are free from the formalities of credit score perusal. In place of that, we take some of your financial and personal details. Your salary slip, job stability proof, bank statement, current home address etc. are required to help us take instant approval decision. Keep no worries, come to us, and we will provide you with money without a credit check.

Repair ruined finances faster with these features

Through certain qualities, we help you ensure that your scattered situation achieves betterment.

  • Bad as well as very bad credit scorers can apply
  • Immediate approval decision
  • 24x7 availability
  • 100% online procedures
  • Instant approval decision
  • Fund disbursement in the minimum possible time
  • No upfront fee, no hidden charges
  • Borrower-friendly repayment plans
  • No physical verification required

Beneficiary

However, our bucket of a beneficiary is quite big but it is necessary that you must know it precisely.

  • Employed
  • Unemployed
  • People on benefits
  • Self-employed (start-up as well as established businesses)
  • Single parents
  • People awaiting judgement under a criminal charge
  • Retired people up to the age of 65 years

Anyone who can prove the repayment capacity against the asked amount can get loans from us.

Escape from adversities of CCJ

When you take the bad credit CCJ loan and repay it on time, your situation in the following circumstances improves.

With CCJ After you get our solution
You can lose your job or may fail to switch to a new job opportunity. Improved credit score remove the obstructions of career.
You fail to get a home on rent Better financial situation helps on this aspect
You cannot qualify for financial products With our loans you improve rating and can apply for any financial opportunity

How much time to get back to good days? Tenure and Loan amount decide

It is something that depends on the tenure and the loan type that you opt for. We have payday loans for CCJs that get accepted with the rate of 99% as well as personal loan. Also, the loan amount matters a lot.

Loan Tenure – 3 months ----------------------------- 36 months

Loan Amount - £1000 --------------------------------- £5000

Time to get back to good days

As the maximum duration, we offer for the loan is 36 months, this is what you can consider but as the due duration. Besides, it all depends on the individual situation. If you borrow for 24 months and repay the funds on time, then your stress, as well as mess time gets over, in just 24 months. Or if the tenure is 12 months, things get done in a shorter duration. All depends on you and your affordability.

We want you to do the following to help us offer a suitable deal

Offer a suitable deal

The bad credit situation acts severely when it pairs with CCJ. To provide an instant and due solution and save time, we expect you to do the following things.

Kindly check your credit score before applying – We may have some questions about your credit records. Also, we do not want to miss any information. If you check it, you can ensure that all the details are mentioned there.


Get registered in the electoral roll on current address – This is important to help us find your current location easily. Some applicants lose their chance to qualify for loans due to wrong address information. Do not let it happen in your case. Besides, the electoral roll helps us know your existence better as a citizen.

Instant Bad Credit Loans dedicates its loan products for the betterment of financial atmosphere. We are more than ready to help you have a better tomorrow. Just give us some basic situations so that we can work on your application and THEN consider your job done.

Bad Credit Loans for CCJ FAQs

Can I get a loan with CCJ?

If you fulfil certain conditions, you can surely get a loan with County Court Judgement (CCJ). The requirements can be:

  • You must be an employed person
  • Your recent credit performance should be good
  • You have requested a small borrowing amount
Can I get a loan without guarantor if I am unemployed with a bad credit score?

Yes, you can. Many marketplace lenders offer funds to the unemployed people who have bad credit score, but no guarantor to back them. In such a scenario:

  • You either have to ask for a minimal amount like £1000; or
  • Keep an asset as the collateral.
How do I get a loan with CCJ and without a guarantor?

You can always try your luck, as some lenders provide CCJ loans without a guarantor. You need to gather some factors that prove your creditworthiness, such as:

  • Show an income source
  • Pay off the small debts
  • Use your asset to get smooth approval
How to get a loan from a direct lender?

For a CCJ victim, some direct lenders might consider your application, but you have to prove your capacity to repay the loan. Once you prove it, visit the lender’s website and start applying by filling out an online form.

Very bad credit loans – Do they exist or not?

Yes, they do exist, but they are not in abundance in the market. You may need to pay a little higher rate, but customisation helps to bring the interest rate down. To qualify for the very bad credit loans by direct lenders, you also have to show any income.

Payday loans for CCJs are accepted or not?

Acceptance is there but not in the case of all the lenders. Several payday loan companies accept applicants despite CCJ. Search for them online, maybe not many but you will surely get some choices. Instant Bad Credit Loans are among those.

What are the prerequisites of CCJ loans with no guarantor by the direct lender?

You have to follow some protocols if you are CCJ bound and looking for direct lender loans with no guarantor is there, such as:

  • Bank statements
  • Income proof
  • Employment status
  • Residential history
Hassle-Free Process
No Hidden Charges
Dedicated Lending

24/7 Available

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