Bad Credit Loans for CCJ from £500 to £10000
Do not worry if your credit score is not worth considering because Instant Bad Credit Loans UK does not hesitate to provide you with bad credit loans for CCJ. Being a responsible lender, we understand that you may need money even if your credit record is disappointing.
CCJ stands for County Court Judgement, a type of a court order, issued against you when you fail to pay off what you owe. This is the final straw that lenders use against you when you have not replied to notifications (emails and letters) sent by them and answered their phone calls after making defaults. Credit bureaus record CCJ on your report, which abates your credit score from bad to extremely poor. If you apply for a new loan next time, lenders will consider this and as a result, they may rebuff your loan application.
This may be a very painful situation as extremely poor credit score may hold you back from taking out a new loan. Well, we do not have a problem to lend you money as long as you show satisfied CCJ on your report.
Have a Glance at Attributes of Our Services
Bad credit personal loans do not require collateral or a guarantor and hence they are also known as unsecured personal loans. Here are the eligibility criteria that Instant Bad Credit Loans UK follows:
- We accept bad and very poor credit history.
- We do not charge upfront fees.
- You get what you can afford.
- We follow simple application form.
- Loan is disbursed within the same day.
Advantages Combined with CCJ Loans
Following are the advantages available to you if your credit score is beyond bad. To be eligible for CCJ loans, you should be 18-years-old or over, the resident of the UK, have a bank account, and a steady source of income.
- Guaranteed Approval:
Irrespective of your past credit record, we are determined to give you the benefit of guaranteed approval on your loan application. This may require a guarantor who will enter into an agreement with you. The guarantor can be your family member, friend, or colleague, who will be called upon to repay if you fail to pay off your debt. You can apply for the term from 12 months to 36 months. Since the entire loan is to be reimbursed within an extended period, you can easily manage your debt.
- Doorstep Funding:
Get cash at your doorstep! You can avail these loans if you need a small amount. For a large sum of money, you will have to opt for a guarantor. An agent will visit your home to discuss your income, outgoings and needs. He will determine the disbursal limit according to your income so that you can pay back your whole of the debt within the given time. With doorstep service, you can choose payment dates as per your own convenience.
- Logbook Facility:
In this sort of funding, you have to put your vehicle as a security against the loan. You can keep using your vehicle as long as you pay instalments on time. Your vehicle will be detained if you stop making payments. The duration of such loans varies from 3 months to 5 years.
There is Still more you need to know
Unfortunately, you cannot negotiate for interest rate if you are taking out ccj loans no guarantor or it may be applicable only in rare cases. Before you take these loans, make sure that you are able to pay back on time. If you fail to keep your promise, you may lose your possessions, and if you have a guarantor, he will pay on your behalf.
If you think that you will not be able to repay your debt on time, you should immediately talk to us and explain your situation. We will help you by introducing other affordable ways. Such behaviour will not only help you get rid of a debt but also keep CCJ at bay.
Ccj loans direct lender UK aims to provide financial assistance to the needy people. Whether your credit score is good, bad or extremely poor, we are always there to support you. Apply now!